| LOAN
TYPES |
Traditional
Fin.
APR
20% Down Pmt. |
MAPS
Fin.
APR
20% Down Pmt. |
Traditional
Fin.
APR
0% Down Pmt. |
MAPS
Fin.
APR
0% Down Pmt. |
TERM |
| *Newer
Vehicles |
|
Current year thru 2003
|
4.90
|
n/a
|
4.90
|
n/a
|
up to 60 months
|
 |
|
|
|
|
|
|
over $20,000.00
|
5.90
|
n/a
|
5.90
|
n/a
|
up to 72 months
|
|
over $35,000.00
|
7.90
|
n/a
|
7.90
|
n/a
|
up to 84 months
|
 |
 |
 |
 |
 |
 |
|
2002 thru 2000
|
5.90
|
 |
5.90
|
 |
up to 60 months
|
 |
 |
 |
 |
 |
 |
|
1999 thru 1997
|
6.90
|
 |
6.90
|
 |
up to 48 month
|
  |
7.25
|
  |
7.25
|
  |
up to 60 months
|
| *Older
Vehicles |
|
1996 and older
|
8.90
|
 |
8.90
|
 |
up to 36 months
|
 |
9.50
|
 |
9.50
|
 |
up to 48 months
|
| *Large
Recreational Vehicles |
|
Current year thru 2000
|
5.40
|
 |
5.40
|
 |
up to 84 months
|
|
over $15,000.00
|
6.40
|
 |
6.40
|
 |
up to 120 months
|
|
over $30,000.00
|
6.90
|
 |
6.90
|
 |
up to 144 months
|
|
1999 and older
|
8.50
|
 |
8.50
|
 |
up to 60 months
|
|
over $15,000.00
|
8.50
|
 |
8.50
|
 |
up to 72 months
|
| *Small
Recreational Vehicles |
|
Current year thru 2000
|
5.40
|
 |
5.40
|
 |
up to 60 months
|
|
1999 and older
|
8.50
|
 |
8.50
|
 |
up to 48 months
|
| *Share
Secured |
rate + 2.00%
|
 |
n/a
|
 |
up to 96 months
|
| *CD
Secured |
CD rate + 2.00 %
|
 |
n/a
|
 |
POLICY
|
| *Misc. |
12.00
|
 |
n/a
|
 |
Varies
|
| *Bullion
or Coin |
8.50
|
 |
n/a
|
 |
Varies
|
| *Unsecured |
12.00
|
 |
n/a
|
 |
up to 12 months
|
 |
13.00
|
 |
n/a
|
 |
up to 36 months
|
| *Line-of-Credit |
14.00
|
 |
n/a
|
 |
 |
| First
Mortgage |
Varies Daily as Determined
by Underwriter
|
 |
 |
up to 30 Years
|
Second
Mortgage
Home Equity Loan |
5.50
Prime + 1.00% (5.75%)
|
 |
 |
up to 15 Years
up to 15 Years
|
| *Mobile
Homes |
See Mortgage Rates and Terms
as Determined by Underwriter
|
 |
 |
up to 30 years
|